From Dream to Deed: How to Buy a Second Home in Curaçao

Thinking about buying a second home in the Caribbean? For U.S. and Canadian buyers, Curaçao offers not only sun, safety, and scenery — but also a straightforward property purchase process. Whether you're dreaming of a vacation home, an income-generating property, or a long-term investment, Curaçao makes it surprisingly easy to turn that dream into reality.

Here’s what you need to know.

Yes, Foreigners Can Buy Property in Curaçao

There are no restrictions on foreign ownership. That means U.S. and Canadian citizens can legally purchase and fully own property in Curaçao — including land, houses, and apartments — under their own name or through a legal entity such as an LLC or foundation.

You don’t need to be a resident, and you don’t need a special permit to buy.

How Long Does It Take?

If all paperwork is in order and the funds are available, you can own a property in as little as 6 weeks. The process is efficient, especially with the right local professionals by your side.

What’s the Buying Process Like?

Here’s a simplified overview:

• Step 1: Find a Property
  Browse vetted listings through a trusted platform like Paradise Found Curacao and find your dream listing.
• Step 2: Get more detailed information
  Connect with the listing agent for a (virtual) viewing and to discuss the property details.
• Step 3: Make an Offer
  Offers are made in writing, negotiation is expected.
• Step 4: Sign a Sales Agreement
  Once accepted, both parties sign a legally binding sales contract (koopovereenkomst).
• Step 5: Due Diligence
  A local notary (civil law notaris) handles title checks, documentation, and coordinates the transaction. You don’t need your own lawyer, though you can appoint one if that makes you more comfortable.
• Step 6: Final Transfer & Payment
  The notary finalizes the deed of transfer, registers it, and releases payment to the seller. At this point, you’re the legal owner.

What About Financing?

Most buyers from North America purchase in cash, as local mortgage options for non-residents are limited. However, it’s possible to finance through private banks in the U.S./Canada or via personal funds and investment loans.

Do I Need to Be in Curaçao to Buy?

No, you can complete the entire process remotely via power of attorney (POA) through the notary. That said, many buyers prefer to visit at least once before purchasing — and we always recommend seeing the property in person if possible.

What Costs Should I Expect?

In addition to the purchase price, expect:

• Transfer tax: 4% of the purchase price
• Notary fees: ±1–1.5%
• Optional inspections/appraisals: if requested
• Ongoing costs: property tax, insurance, utilities, HOA (if applicable)

How We Help at Paradise Found

We simplify the process by connecting North American buyers with vetted local agents, reliable listings, and independent notaries who speak your language and understand your expectations. We only feature properties that are verified, available, and represent real value — no surprises, no wasted time.

Owning a Home in Curaçao Might Be Closer Than You Think

With clear laws, minimal red tape, and a buyer-friendly system, Curaçao is one of the easiest Caribbean islands to purchase property as a foreigner. Whether you're weeks or months away from making your move, the first step is simple:

Start by submitting a search request to our team — and let Paradise Found guide you the rest of the way.